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Paytm Payments Bank is India’s mobile-first bank, launched on May 23, 2017, with zero balance-zero digital transaction charge accounts. The bank focuses on serving the underbanked and underserved Indian population, aiming to bring half-a-billion Indians into the mainstream economy. Its mission is guided by principles of no fear, no greed, and no entitlement, making it a distinctive player in India’s financial services sector.